BUY A HOME
Why Buy a Home?
Buying a Home is the one of the most important decisions you will make in your life. This purchase can affect you and your family for years as well as provide a lifetime of memories. This is a long-term investment that has several long-term benefits for you and your family.
Appreciation of Home Value
Your home will appreciate and increase in value over the years. You will gain equity in your house and that can be used for various credit lines and financial solutions to suit your needs.
Ownership of Home
When your mortgage is paid off, you own your home and all the equity built in it over the years. You can borrow against the equity or cash out by selling your home and buying your next home. You can also do whatever you want to make it your dream home for you and your family.
Financial Stability
A fixed-rate mortgage gives you consistency to plan for your future. The payments never change so you can plan accordingly for whatever life has in store for you and your family.
Tax Deductions
Most mortgage interest and property taxes are tax-deductible. There are other fringe benefits such as capital gains exclusion and preferential tax treatment for homeowners that are available based on your financial situation.
HOME BUYING CHECKLIST
- MEET WITH BOBBY FOR FREE ASSESSMENT & PRE-APPROVAL
- FIND A HOME YOU WANT TO BUY
- MAKE AN OFFER ON THE PROPERTY
- APPLY FOR YOUR MORTGAGE
- SUBMIT TO UNDERWRITER FOR APPRAISAL AND EVALUATION
- CLOSE ON YOUR DREAM HOME